Our affiliate program is ideal for realtors, mortgage brokers, auto dealers, tax professionals, loan officers, and even credit educators. If your business depends on your clients having good credit or if you would benefit by adding this for your customers, this program is a natural fit. Instead of turning people away or watching deals fall through, you can send them to a trusted credit repair company that gets results and look like a hero in the process.

You sign up as an affiliate, then refer clients who need credit repair. They only need to sign up for a monitoring account, and we take care of the disputes and follow-up. You are kept top-of-mind as the lead goes through our process and we do all we can to get them back to you Credit Ready! 

Your clients are not charged anything by us for credit repair. Their only out-of-pocket expense is for the credit monitoring account, which is $39.95 per month. This account gives them 24/7 access to their credit reports and scores from all three bureaus and is required so we can perform disputes on their behalf. It integrates directly into our software to speed up our process and avoid data entry mistakes. They sign up for it directly and can cancel at any time. There are no hidden fees, and they will never receive a bill from CreditNerds for our service unless they choose to take advantage of some other service we offer. However, there is no pressure to do that.

Yes. Once you're an affiliate, you’ll get access to a private portal where you can view your referred clients, see their status in the repair process, and get notified of major milestones. You’ll know when we start working on a client, when items are removed, and when the process is complete. This visibility helps you follow up with the client at the right time, whether that means getting a loan moving forward, closing a home sale, or finalizing your financing deal.

No, there is no license or certification required. You are not providing credit advice, legal services, or financial products. You are simply referring people to a credit repair service, and we take care of the rest. We’ve structured the program to be fully compliant and easy to use, even if you’ve never done anything like this before.

At CreditNerds, we understand the importance of improving your credit score. However, predicting specific score increases is challenging due to several factors, including your unique credit history and how you manage your finances during the process.

Personalized Assessment: We start by conducting a thorough analysis of your credit profile. This helps us identify areas where improvements can be made.

Effective Strategies: Our team employs proven methods to address negative items on your credit report. Removing inaccuracies or outdated information can have a positive impact on your score over time.

Varied Outcomes: Every individual’s credit journey is different. Factors such as the types of negative items, their age, and your overall credit management practices all influence how much your score may improve.

Educational Support: Throughout our services, we provide resources and guidance to help you understand credit scoring and improve your financial habits. This knowledge empowers you to make informed decisions for long-term credit health.

Clear Communication: While we can’t guarantee specific score increases, we’re dedicated to transparency and keeping you informed about progress and results throughout the process.

Improving your credit score is a collaborative effort. By working together and following our tailored strategies, you can maximize your chances of achieving your credit goals. Let’s start this journey towards better credit health together!

Our customers see their first set of results in about 30 days. 

We always recommend expecting 4-6 months total with us. 

Most of this time is spent waiting for creditors to respond so there really isn’t a way to legally speed up the process.

Other companies that get items deleted “faster” are using a tactic that claims all the items on your report are fraudulent. This is illegal to do if you know the items aren’t due to identity theft. This tactic also leads to items being put back on the report. This is why you have probably heard that items can get deleted, but they just show back up the next month.  It is VERY unlikely that an item we get deleted ever comes back. 

To effectively assist your clients in their credit repair journey, CreditNerds requires access to certain personally identifying information.

This includes:

• Date of Birth: Ensures accurate identification and verification.
• Social Security Number: Essential for accessing and reviewing your credit reports.
• Proof of Address: Such as a utility bill, to verify residency and ensure accurate reporting.

Rest assured, the security and confidentiality of their personal information are paramount to us. We handle all information with strict adherence to privacy laws and industry standards.

By providing these details, they enable CreditNerds to deliver personalized and effective credit repair solutions tailored to their specific needs. Transparency and trust are core values at CreditNerds, ensuring they receive the best possible service and results.

To ensure the success of their credit repair journey with CreditNerds, we ask our clients to fulfill the following responsibilities:

1. Communication: Please answer our calls or promptly return texts related to your credit repair process.

2. Documentation: Sign and mail any necessary documents or letters as requested by our team.

3. Monitoring Account: Keep your designated monitoring account open and active throughout the duration of our services.

4. Review and Action: Review and return the results mailed to you by the credit bureaus to us. We will help interpret them for you and utilize them to improve your credit profile.

By fulfilling these responsibilities, they actively contribute to achieving the best possible outcomes for their credit repair goals. Our team at CreditNerds is committed to guiding you through this process with care and expertise.

CreditNerds is built on transparency, results, and reputation. Unlike most companies, we do not charge any fees for credit repair unless items are actually removed and even then, your referred clients pay nothing because your membership covers the cost. We never lock clients into contracts or hit them with recurring fees. Everything is clear, trackable, and built to create trust. That trust benefits your business as much as theirs, and it's one of the reasons we’ve become a top choice for referral-based professionals across the country.