As a parent, investing in your child's education is one of the most significant financial commitments you'll make. While financial aid can provide valuable assistance, it may not always cover the full cost of college. In this comprehensive guide, we'll explore a range of saving strategies to help you bridge the gap and ensure your …
How Does It Work?
1
Look
We start by doing a full credit assessment to find out what we are working with… Don’t let this scare you away. With tons of lenders and programs, there is almost always an option for funding.
2
Talk
Next, we actually go over all the options to make sure that we have the BEST chance at getting you funded. We may ask some weird questions (are you a plumber?) but we assure you that there is a method to the madness.
3
Fund
At this point, we have discussed your options, gone over any possible fees, and informed you of any obstacles we could face. Finally, we work with over 250 different lenders to find you the money!
We Aren't Just Guessing...
Our proprietary FUNDS® system uses a mathematical algorithm to give a percentage likelihood of approval down to 1/100th of a percent with over 270 different lenders. If there is money to be found… we will find it.
Credit Repair & Funding
Why Choose CreditNerds®?
We get it... you have a thousand options when it comes to credit repair and business funding services... why choose us?
What is
FUNDS?
What is FUNDS?
The FUNDS® system stands for Funding Underwriting Notification and Decisioning System. It is our proprietary software that tracks the lending trends of over 100 different lenders… But that’s not all it can do. It’s also the system that allows you access to our funding coaches, safe and secure log in, and a fast and easy way to stay informed about your approvals.
Let's be honest
What types of Funding are Actually Available?
It's our job...
At CreditNerds®, we are not just your average credit repair team; we are your dedicated allies in the fight for financial freedom. Our seasoned experts specialize in tackling a wide range of credit challenges, from erroneous late payments to stubborn collections and everything in between. With a proven track record of success, a commitment to transparency, and a passion for helping our clients, we're your trusted partner on the path to credit recovery. We've got the experience, the knowledge, and the determination to turn your credit profile around and pave the way for a brighter financial future. When you choose CreditNerds®, you're choosing a team that's genuinely invested in your success.
And... We have a blog!
Navigating the financial landscape of college expenses can be challenging, especially when financial aid isn't enough. In this comprehensive guide, we'll delve into various strategies to help you bridge the gap and manage the costs of higher education effectively. Understanding the Financial ChallengeTransition: Despite the availability of financial aid, many students find themselves facing a …
Reporting identity theft effectively is crucial for halting fraudsters and recovering your stolen identity. While you cannot retrieve your compromised personal information, you can secure your accounts and limit fraudulent use of your details. Immediate Steps to Take 1. Report the Fraud to Your Creditors Act quickly if you discover unauthorized activities on your credit …
Collateral is anything you use to secure a loan, serving as a lender's safety net. If you fail to repay, the lender can seize the collateral to recoup losses. This asset can be physical, like a car, or financial, like cash in a bank account. Often, the item you're financing is the collateral itself. For …
Tax liens can have significant implications for your credit health. In this guide, we'll explore strategies for handling tax liens and mitigating their impact on your credit score. Understanding Tax Liens Let's start by understanding what tax liens are and how they affect your credit. Tax liens are legal claims by government entities against your …
Safeguarding yourself from credit repair scams is vital for financial security. In this guide, we'll uncover warning signs and red flags to help you avoid falling victim to fraudulent schemes. Understanding Credit Repair Scams Let's begin by understanding the nature of credit repair scams. Credit repair scams involve dishonest companies or individuals promising to improve …
Using a rewards credit card is a savvy way to maximize the value of your purchases. However, not all transactions will earn you cash back, rewards points, or miles. Let's dive into the types of purchases that won't net you any rewards. 1. Cash Advances Taking a cash advance means borrowing against your credit limit …
Dealing with overwhelming debt can lead many to consider bankruptcy, a legal process that offers relief but also comes with significant repercussions. It's crucial to carefully weigh these eight key factors before deciding whether bankruptcy is the right path for you: 1. Exhausting Alternatives: Exploring All Options Before filing for bankruptcy, exhaust all possible alternatives. …
Running a business requires careful financial management, and one tool that many entrepreneurs turn to is the business credit card. These cards offer a range of benefits, but they also come with their own set of drawbacks. Let's take a closer look at the pros and cons of using business credit cards to finance your …