When you think about business profits, you probably picture sales, marketing, and pricing. Not credit.But the truth is, your business credit can directly impact how profitable your company becomes. From lowering costs to improving cash flow, strong business credit doesn’t just help you borrow. It helps you earn more. 1. Lower Interest Rates = Higher […]
Most business owners think of credit as a financial tool. Something to get loans, lines of credit, or vendor accounts. But here’s what many overlook: your business credit is also part of your reputation. Just like a personal credit score reflects your trustworthiness, your business credit reflects the credibility and stability of your company. And […]
When most business owners think about credit, they picture funding (loans, credit cards, or vendor accounts). But here’s something many overlook: your business credit can also influence whether or not you land big contracts. Large companies, government agencies, and even well-known vendors often run business credit checks before agreeing to work with you. A strong […]
If you’re running a business, even a small side hustle, your personal credit might be doing more heavy lifting than you realize. Many new entrepreneurs use personal credit cards, personal loans, or even their own savings to get started. But here’s the catch: every time your business borrows or spends under your personal name, your […]
Most entrepreneurs dream of seeing big profits on their income statements. But here’s the truth: profit doesn’t keep the lights on. Cash flow does. Cash flow is the movement of money in and out of your business, and it’s often the difference between businesses that survive and those that fail. Profit vs. Cash Flow: What’s […]
When most entrepreneurs think about business credit, they picture loans or credit cards. But here’s a little-known truth: the foundation of strong business credit often starts with something much simpler, vendor accounts. What Are Vendor Accounts? Vendor accounts (often called Net-30 accounts) let you purchase goods or services for your business now and pay for […]
Every business has cycles. Some months are busy, cash is flowing, and revenue feels strong. Other months? Things slow down, invoices drag, and expenses don’t stop just because sales do. That’s where business credit can be a lifesaver. The Reality of Seasonal Cash Flow Even if your business is profitable overall, uneven cash flow can […]
If you’re serious about building business credit, one of the first terms you’ll come across is the DUNS number. It sounds complicated, but it’s actually pretty straightforward, and getting one is a crucial step for any business owner who wants to separate personal and business credit. What Is a DUNS Number? A DUNS (Data Universal […]
If you’re a business owner looking to grow, you’ve probably heard both terms: business credit and business loans. At first glance, they may sound similar, but they’re not the same thing. Understanding the difference can help you make smarter financial decisions, protect your personal credit, and position your company for long-term success. What Is Business […]
Running an online store can be exciting, but it’s also demanding. Between managing inventory, marketing your products, and keeping up with customer service, finances can quickly get overlooked. One area that often slips through the cracks is business credit, and for e-commerce sellers, it can be the difference between steady growth and stalled progress. Why […]
