We’re halfway through the year: how’s your budget holding up? If you’re like most people, you started the year with good intentions. Maybe you even made a detailed plan. But life happens. Bills pile up, unexpected expenses pop in, and suddenly your budget feels more like a loose suggestion than an actual strategy. Now is […]
Most kids grow up learning math, science, and history, but almost nothing about money. By the time they’re old enough to open a bank account or get a credit card, they’re already at a disadvantage. But it doesn’t have to be that way. You don’t need to be a financial expert to raise financially smart […]
When it is time to buy a new car, determining your budget is essential. Many factors influence affordability, including your income, expenses, and other financial commitments. The Consumer Financial Protection Bureau (CFPB) recommends spending no more than 10% to 15% of your monthly take-home pay on total transportation costs. These include car payments, gas, insurance, […]
You make a budget. You swear you’ll stick to it. Then… life happens. A few dinners out, an unexpected expense, and somehow you’re back in the red wondering what went wrong. If this sounds familiar, you’re not alone. But the good news is: going over budget doesn’t have to be your norm. With a few […]
Buying a home is a significant financial commitment, and your salary plays a key role in determining how much house you can afford. Lenders have specific rules tying your mortgage to your income and debts, but it’s also essential to consider guidelines that align with your personal budget. Here’s everything you need to know about […]
