Eric Counts is the visionary entrepreneur behind CreditNerds.com, a leading name in the credit repair and business funding industry. With a passion for financial empowerment and a commitment to helping individuals and businesses achieve their financial goals, Eric has built CreditNerds.com into a trusted resource for credit repair and funding solutions.
Buying a home is a significant financial commitment, and your salary plays a key role in determining how much house you can afford. Lenders have specific rules tying your mortgage to your income and debts, but it’s also essential to consider guidelines that align with your personal budget. Here’s everything you need to know about […]
Discovering that a tree has fallen on your car can be frustrating and costly. Whether it’s a cracked windshield, a dented hood, or a completely totaled vehicle, the damage can add up quickly. But who is responsible if a tree falls on my car? The answer depends on several factors, including where the tree was […]
Owning a home is one of the biggest financial commitments most people will ever make—and your mortgage plays a major role in your credit profile. But is that role a good one or a bad one? If you’ve ever wondered whether your mortgage is helping or hurting your credit score, you’re not alone. The truth […]
Owning a home is a significant financial milestone, but it also comes with various expenses. Thankfully, homeownership offers financial perks in the form of tax breaks that can make it more affordable. Whether you’re a first-time buyer or a long-time homeowner, understanding these benefits can save you money. Here are 7 tax breaks for homeowners […]
Seeing flashing lights in your rearview mirror is never a good feeling, especially when it’s followed by a notice of a traffic violation. But is the document you receive a citation or a ticket? These terms are often used interchangeably, leaving many drivers confused. Understanding the distinction between a citation and a ticket, as well […]
If you’ve been reviewing your credit report and come across the term “derogatory,” you’re not alone in wondering what it means. While the word itself sounds serious—and it is—it doesn’t have to be the end of the road for your credit. Don’t Let Derogatories Define You Yes, derogatory marks hurt your credit—but they don’t define […]
Applying for a credit card and getting denied can feel frustrating—especially when you don’t understand why it happened. If you’ve been turned down, you’re not alone. Millions of Americans face credit card denials every year, often without clear explanations. Credit Denied? Don’t Panic—There’s a Path Forward Rejection doesn’t have to be the end of your […]
Discovering your car has been vandalized is frustrating and stressful. From smashed windows to spray-painted exteriors, repairing the damage can be costly. The good news is that comprehensive car insurance usually covers vandalism. However, it’s important to understand how this coverage works and what steps to take when filing a claim. Let’s break it down. […]
The Consumer Financial Protection Bureau (CFPB) has filed a lawsuit against Experian, one of the largest credit reporting companies in the U.S., for not properly handling consumer disputes. The CFPB claims that Experian has been failing to investigate errors on credit reports as required by law. These mistakes can harm people by limiting their access […]
Earning extra income from home has never been easier. Thanks to the internet and remote opportunities, you can supplement your income without leaving your house. Whether you’re saving for a big purchase, paying down debt, or building financial security, there are numerous ways to get started. Let’s dive into 20 ways to make extra money […]
