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Eric Counts

Eric Counts

Eric Counts is the visionary entrepreneur behind CreditNerds.com®, a leading name in the credit repair and business funding industry. With a passion for financial empowerment and a commitment to helping individuals and businesses achieve their financial goals, Eric has built CreditNerds.com® into a trusted resource for credit repair and funding solutions.

Professional Journey

Eric’s journey in the financial world began with a deep understanding of the challenges people face when dealing with credit issues. Fueled by a desire to make a meaningful impact, he founded CreditNerds.com® to provide clients with a results-driven approach to credit repair.

Under Eric’s leadership, CreditNerds.com® has earned a reputation for excellence, offering personalized solutions that address a wide range of credit challenges. Eric’s dedication to transparency and a customer-centric approach has set a new standard in the industry, ensuring that clients only pay when successful results are achieved.

A Vision for Financial Success

Eric’s vision extends beyond credit repair, as he recognizes the importance of business funding in helping entrepreneurs and businesses thrive. His commitment to clients goes beyond resolving credit issues; it includes guiding them toward financial prosperity and business growth.

Eric Counts and CreditNerds.com® continue to be at the forefront of the industry, transforming financial futures and empowering individuals and businesses to achieve their dreams.

 

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A semi-realistic cartoon-style illustration of a parent with glasses sitting at a home office desk, teaching their young child about saving money. The parent shows the child a piggy bank and a colorful chart labeled "College Savings Plan." Surrounding them are educational books, a calculator, and a laptop open to a financial planning website. The child appears curious and excited. The parent is dressed in a comfortable sweater, and the child wears playful casual clothes. The background shows a cozy room with a window overlooking a garden, symbolizing a secure and bright future.

As a parent, investing in your child's education is one of the most significant financial commitments you'll make. While financial aid can provide valuable assistance, it may not always cover the full cost of college. In this comprehensive guide, we'll explore a range of saving strategies to help you bridge the gap and ensure your …

A semi-realistic cartoon-style illustration of a thoughtful student with glasses sitting at a desk filled with books, a laptop, and a piggy bank. The student is jotting down notes from a book titled "College Cost Strategies." Surrounding the student are symbols like dollar signs, a graduation cap, and scholarship certificates, indicating various funding options. The character is dressed casually in a sweater and jeans, in a warm, inviting study room with a bookshelf and a window showing a sunny day, symbolizing optimism and a bright future.

Navigating the financial landscape of college expenses can be challenging, especially when financial aid isn't enough. In this comprehensive guide, we'll delve into various strategies to help you bridge the gap and manage the costs of higher education effectively. Understanding the Financial ChallengeTransition: Despite the availability of financial aid, many students find themselves facing a …

A semi-realistic cartoon-style illustration of a concerned young adult with glasses sitting at a computer desk. The computer screen shows an alert symbol and the words "Identity Theft Detected!" The character, dressed in casual office attire, appears worried yet determined, holding a phone and ready to make a call. On the desk are notes and a guide titled "How to Report Identity Theft." The background is a soft gradient from warm orange to cream, creating a sense of urgency and focus.

Reporting identity theft effectively is crucial for halting fraudsters and recovering your stolen identity. While you cannot retrieve your compromised personal information, you can secure your accounts and limit fraudulent use of your details. Immediate Steps to Take 1. Report the Fraud to Your Creditors Act quickly if you discover unauthorized activities on your credit …

A colorful, semi-realistic cartoon depiction of a young adult with glasses, sitting at a desk filled with symbols of loan collateral such as a miniature car, house model, and jewelry. The person is looking at a laptop showing graphs and the phrase 'Understanding Collateral', surrounded by various financial documents, a calculator, and a cup of coffee. The scene includes a bookshelf with finance books and a large window that reveals a sprawling city skyline.

Collateral is anything you use to secure a loan, serving as a lender's safety net. If you fail to repay, the lender can seize the collateral to recoup losses. This asset can be physical, like a car, or financial, like cash in a bank account. Often, the item you're financing is the collateral itself. For …

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Tax liens can have significant implications for your credit health. In this guide, we'll explore strategies for handling tax liens and mitigating their impact on your credit score. Understanding Tax Liens Let's start by understanding what tax liens are and how they affect your credit. Tax liens are legal claims by government entities against your …

Safeguarding yourself from credit repair scams is vital for financial security. In this guide, we'll uncover warning signs and red flags to help you avoid falling victim to fraudulent schemes. Understanding Credit Repair Scams Let's begin by understanding the nature of credit repair scams. Credit repair scams involve dishonest companies or individuals promising to improve …

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Using a rewards credit card is a savvy way to maximize the value of your purchases. However, not all transactions will earn you cash back, rewards points, or miles. Let's dive into the types of purchases that won't net you any rewards. 1. Cash Advances Taking a cash advance means borrowing against your credit limit …

A semi-realistic cartoon-style illustration of a concerned person with glasses, sitting at a desk cluttered with documents labeled "Bankruptcy" and a checklist titled "8 Things to Consider." The character is holding their head in one hand, looking stressed and deep in thought. Around them are icons like a calculator, a clock, dollar signs, and question marks, symbolizing financial considerations and urgency. The character is dressed in casual clothes, creating a relatable and personal touch. The background shows a simple home office with shelves and a window displaying an overcast sky, emphasizing a serious mood.

Dealing with overwhelming debt can lead many to consider bankruptcy, a legal process that offers relief but also comes with significant repercussions. It's crucial to carefully weigh these eight key factors before deciding whether bankruptcy is the right path for you: 1. Exhausting Alternatives: Exploring All Options Before filing for bankruptcy, exhaust all possible alternatives. …

A semi-realistic cartoon-style illustration of a thoughtful businessperson with glasses, holding two large cards. One card is labeled "Benefits" with icons like rewards and cash back, and the other is labeled "Drawbacks" with icons like high interest and fees. The businessperson is standing at a desk with a laptop and financial documents, dressed in business casual attire. The background shows a modern office setting with a cityscape view from the window, symbolizing a professional environment.

Running a business requires careful financial management, and one tool that many entrepreneurs turn to is the business credit card. These cards offer a range of benefits, but they also come with their own set of drawbacks. Let's take a closer look at the pros and cons of using business credit cards to finance your …

A colorful, semi-realistic cartoon depiction of a young adult with glasses, seated at an office desk covered in various financial documents like bills and credit reports. The man is looking at a laptop displaying debt information, including a pie chart and a debt list. The scene includes a calculator, a notepad full of notes, a coffee cup, and a bookshelf stocked with finance books, with a suburban view through the window.

In 2023, the average individual household debt balance reached $104,215, marking a slight increase from the previous year, as reported by Experian. This figure includes various types of personal debt such as mortgages, car loans, student loans, and credit cards. With potentially large sums of debt to manage, tracking who and what you owe can …

This illustration features a friendly young adult in a semi-realistic cartoon style doing research on how to contact the credit bureaus.

The national credit bureaus—Experian, TransUnion, and Equifax—each have unique processes and procedures. Understanding the best ways to contact them is crucial for accessing your credit information, protecting your credit reports from fraud and identity theft, and correcting any inaccuracies. Here is a comprehensive guide on how to reach each bureau for various needs. Contacting Experian …

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Understanding credit score algorithms is crucial for managing your credit effectively. In this guide, we'll explore the factors that impact your credit score and how credit score algorithms work. What Are Credit Score Algorithms? Let's begin by defining credit score algorithms and their significance. Credit score algorithms are complex mathematical models used by credit bureaus …